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The Dreaded Excess Trap

Motor Insurance – If asked whether you would be happy with , say, a £300 Voluntary Excess, are you likely to say ‘Yes’?

Well – think again. Do you realise that virtually all Motor Insurance policies automatically contain a ‘Compulsory’ Excess which might be £200 or even more!

All you need to do is add the Voluntary to the Compulsory figure and you are responsible for £500 plus from your own pocket if your vehicle needs repairing following a claim for damage.

Did you know and are you happy about that? Were you told?

Talk to a good broker and this will be explained to you. You can then make a rational decision, based on all the facts.

Always read the Policy wording!

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Summers were the best for sorting out a great insurance quote and it was really painless. Will definitely recommend!

Phil Greeno

Really professional Broker Service with a helpful approach to our business needs & we saved money on our annual premiums.

Manor Farm

As a business owner myself with high standards of customer care I am writing to say thank you for all your efforts in getting me a good quote for my insurance. When I emailed you, all emails were responded to quickly. When I telephoned you, your office staff were polite and helpful. You were also able to provide good quotes. My experience using your service has shown that customer care is important to your business as well, so I have no hesitation in recommending people to you who are seeking insurance in the future.

Linda Witchell MA BSc (Hons) RGN Dip Hyp Ad DipCP

I have no hesitation in recommending Summers & Co to others who want to get supreme value for themselves and their clients on the insurance front. I have every intention of using their services again and recommending them to my clients.

Chris Wilkinson MD
Expert HR Solutions Limited